Investor Financing Solutions

Designed to finance the purchase, development, or renovation of commercial properties. These properties can include but not limited to, office buildings, retail centers, industrial warehouses, multi-family residential buildings that generate income. These loans are typically used to acquire new property, expand existing properties, or refinance existing real estate debt under more favorable terms.

Specialized financial products designed to meet the needs of businesses requiring equipment purchases or looking to start or expand a franchise.  Equipment loans help businesses finance machinery and other necessary equipment without paying the full cost upfront. Franchise loans are used to pay initial franchise fees, buy equipment, and cover startup costs.

Our Debt Service Coverage Ratio (DSCR) loans are perfect for investors looking to maximize their portfolio’s earning potential. Whether you want to pull equity from a completed project for your next venture or seek to refinance an existing rental property for upgrades or repairs, these loans are calculated based on property cash flow rather than personal income, streamlining the approval process.

Tailored for investors with a keen eye for potential, our Fix and Flip Loans provide rapid access to capital for purchasing and renovating properties. This loan is ideal for turning underutilized or dilapidated properties into highly marketable and profitable assets, offering a quick turnaround on investment and enabling you to move swiftly to your next project. We will always fund 100% of the renovation budget.

Explicitly designed for investors who work with 413 Mortgage Group as the first lien position of the actual project and need more capital during the initial purchasing phases of their project. Our Gap Funding solutions offer immediate financial assistance to bridge these capital gaps. This ensures your projects remain on schedule and can reduce the cash to close amount of cash you will have to bring to a close by funding the closing cost and required down payment.

A quick, flexible financing solution for real estate investors. Ideal for properties that require quick funding and may not meet traditional lending criteria due to condition or type, these short-term loans are secured by the property itself, ensuring rapid approval and funding times. Perfect for renovations or urgent real estate purchases, hard money loans provide the agility investors need to capitalize on opportunities without delay.

Catering to both immediate construction plans and long-term investment strategies, our Land Purchase Loans provide the capital needed to acquire undeveloped land. Whether you’re expanding your portfolio with land poised for future development or laying the groundwork for a new construction project, we offer financing solutions to secure your investment’s future potential.

Our New Construction Loans offer the foundation for success for those breaking new ground or building on a signle lot from the foundation-up. These loans are specifically structured to support financing new development projects op rebuilding on a single lot, covering costs from the initial ground-breaking to completion. With tailored disbursement schedules that align with your construction milestones, we ensure ongoing liquidity to keep your project moving forward.