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Investor Programs

Hard Money

Hard Money Lending That Moves at Your Speed

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Fast, flexible funding based on asset value — not credit history.

Our Hard Money Loan Program is designed for real estate investors who need quick access to capital without the delays of traditional lending. These short-term, asset-based loans are ideal for time-sensitive deals like fix & flips, property rehabs, and bridge financing. With minimal documentation and funding based on the property’s value, hard money offers a faster path to closing and greater flexibility for experienced and first-time investors alike.

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Mortgage Loan
Mortgage Home Loan
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Benefits of Our Hard Money Loan Program

Hard Money Loans offer speed, simplicity, and flexibility — perfect for investors looking to move fast. Here are the top benefits of using our program:

  • Quick approvals and funding, often within days
  • Minimal documentation and credit requirements
  • Ideal for fix & flip, rehab, or bridge loan scenarios
  • Loan decisions based primarily on property value
  • Greater flexibility compared to traditional lenders
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Program Eligibility Requirements

  • Property must have sufficient value to support the loan amount
  • Minimum credit score of 600 (flexible depending on the deal)
  • A clear and feasible exit strategy (e.g., sale or refinance)
  • Proof of funds for down payment or rehab costs (if applicable)
  • Property must be non-owner-occupied and for investment purposes
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Get started today

Use one of our free tools!

Get started today

Use one of our free tools!

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Loan Programs

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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Helpful Tools

Check out our other mortgage calculators

Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.

Affordability Calculator

Assess how much home you can afford based on your income, expenses, and desired down payment.

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Rent vs Buy Calculator

Compare the costs of renting versus buying a home to determine the best financial decision for your situation.

Rate Buydown Calculator

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Mortgage Payment Calculator

See what your monthly payment could be with our general repayment mortgage calculator.

Mortgage Comparison Calculator

See what your monthly payment could be with our general repayment mortgage calculator.

DSCR Investor Calculator

See what your investor ratio is with our DSCR calculator.

Refinance Comparison Calculator

Evaluate the potential savings and costs associated with refinancing your existing mortgage.

Adjustable Rate Mortgage Calculator

Determine your potential monthly payments and interest costs for an adjustable-rate mortgage over time.

VA Calculator

Estimate your monthly payments and total costs for a loan backed by the Department of Veterans Affairs.

Jumbo Calculator

Calculate your monthly payments and total costs for a jumbo mortgage that exceeds conforming loan limits.

FHA Calculator

Determine your potential monthly payments and total costs for a Federal Housing Administration loan.

Conventional Calculator

See the monthly payment and total cost for a conventional mortgage loan.

USDA Calculator

Calculate the costs and monthly payments associated with a USDA Rural Development loan.

203k Renovation Calculator

Analyze your debt service coverage ratio to evaluate the profitability of an investment property.