Flexible loan solutions for investors focused on cash-flowing properties.
Our DSCR (Debt Service Coverage Ratio) Loan Programs are designed specifically for real estate investors who prioritize property cash flow over traditional income documentation. Whether you’re purchasing a new investment property, refinancing an existing one, or funding a rehab project, DSCR loans offer a simplified, asset-based approach. With fast approvals and less paperwork, these programs are ideal for growing your portfolio while keeping your focus on returns.
Benefits of Our DSCR Loan Programs
DSCR loans offer a streamlined path for real estate investors who value flexibility, speed, and cash flow-based approval. Here are the top advantages of choosing our DSCR Purchase, Refinance, or Rehab options:
- No personal income verification required
- Faster approvals compared to traditional financing
- Ideal for investors with multiple properties or complex portfolios
- Financing based on property cash flow, not personal tax returns
- Flexible use for purchases, refinances, or rehab projects
Program Eligibility Requirements
- Minimum property cash flow that meets or exceeds the DSCR threshold
- A qualifying credit score, typically 620 or higher
- Proof of property ownership or purchase contract (if applicable)
- Down payment or equity based on the loan type (purchase, refinance, or rehab)
- Property must be an income-generating investment (not owner-occupied)
Get started today
Use one of our free tools!
Get started today
Use one of our free tools!
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